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BIT · Refer a Friend: Unlock BTC + MSTR Dual-Asset Reward

Dear Investor,

Bitcoin has returned above $80,000, bringing renewed attention to crypto assets and related equities. BIT is launching the "Refer a Friend: Unlock Dual-Asset Rewards" promotion. No deposit is required. When a referred friend completes US equities account opening, they will receive either $10 in BTC or a $10 MSTR Stock Card at random. Once 2 referred friends complete account opening, you will unlock $20 in BTC + MSTR rewards.

1. Promotion Period

23 September 2026, 00:00 – 4 October 2026, 23:59 (UTC+8)

2. Eligibility

Open to all clients with an active US equities account, with no holdings requirement.

Rewards are limited to 100 in total, allocated on a first-come, first-served basis according to the time at which each referred friend submits their US equities KYC application. Once all rewards are claimed, the promotion closes. Each referrer may secure reward allocations for a maximum of 5 referred friends.

Channel agents/affiliates are not eligible to participate.

3. Rewards at a Glance

Role

Qualifying Condition

Reward

Distribution / Redemption

You (Referrer)

2 referred friends successfully open an account

$10 in BTC + one $10 MSTR Stock Card ($20 total value)

BTC is credited within 7 business days after eligibility review. The MSTR Stock Card must be redeemed within 7 days of credit.

Each referred friend

Completes US equities account opening

Either $10 in BTC or one $10 MSTR Stock Card, allocated at random

BTC is credited within 7 business days after eligibility review. If an MSTR Stock Card is issued, it must be redeemed within 7 days of credit.

Both reward options are worth $10. Referred-friend rewards are allocated at random and cannot be exchanged or selected. BTC is credited directly to the account, while MSTR is issued as a Stock Card.

4. Referred Friend: Requirements and Rewards

4.1 Eligibility requirements

- The referred friend must be a new client of the BIT platform.

- New clients participating in this promotion must submit a US equities account application on or before 4 October, 23:59, and be approved on or before 11 October, 23:59. No deposit is required.

- The referral relationship must be established within the promotion period. Applications approved after the deadline will not be included in this unified distribution batch.

4.2 Referred friend reward

- Each qualifying friend receives either $10 in BTC or one $10 MSTR Stock Card at random. The allocation is determined when the reward is issued and cannot be exchanged or selected. BTC is credited directly to the account; MSTR is issued as a Stock Card.

- Each new client is eligible for the referred-friend reward once only. Once a referred new client has passed US equities KYC, they may themselves participate as a referrer during the promotion period, provided their own referred friends also submit a US equities account application on or before 4 October, 23:59.

5. Referrer Dual-Asset Reward Rules

  1. Unlock condition: Once 2 referred friends have their US equities account applications approved, the referrer unlocks $10 in BTC and one $10 MSTR Stock Card, worth $20 in total. Each referrer may unlock this reward once only during the promotion.

  2. Only 1 referred friend: The qualifying friend will still receive one $10 random reward. The referrer must have 2 referred friends approved to unlock the dual-asset reward.

  3. More than 2 referred friends: The referrer cannot unlock the dual-asset reward more than once. Each qualifying 3rd through 5th referred friend will still receive one $10 random reward: either $10 in BTC or one $10 MSTR Stock Card.

6. Reward Distribution and Use

  1. Distribution: After eligibility review, BTC rewards and MSTR Stock Cards will be issued to the account within 7 business days.

  2. BTC rewards: Credited to the account within 7 business days after eligibility review; no redemption is required.

  3. MSTR Stock Cards: Go to US Stocks → Profile → My Cards. The card is valid for 7 days from credit and must be redeemed within that period.

  4. MSTR settlement: After redemption, the MSTR holding is expected to appear in the account within approximately 1–3 business days.

  5. Expiry: An MSTR Stock Card not redeemed within its validity period will expire and will not be reissued. This does not apply to BTC rewards credited directly.

7. General Terms and Conditions

  1. Compliance and anti-fraud: Accounts sharing the same identity document number, mobile number, or device terminal are treated as a single user. Obtaining rewards through malicious bulk registration, fraudulent account applications, or any other manipulative means is strictly prohibited. Where automated or manual review identifies a breach, BIT reserves the right to disqualify both the referrer and the referred friend, revoke cards already issued, and recover an amount equal to their value.

  2. Reward allocation: The total reward pool for this promotion is 100 rewards, allocated according to the time at which each referred friend submits their US equities KYC application. The promotion ends once the pool is exhausted, without further notice.

  3. Final interpretation: BIT reserves the right of final interpretation of this promotion to the extent permitted by law. We may amend these terms or suspend the promotion in response to regulatory policy or operational circumstances. Any such change will be published on our website or in the App, and no separate individual notice will be given.

8. Risk Disclosure

All investment involves risk, including the possible loss of the principal invested. Past performance of any security or financial product is not a guarantee of future results or returns. Equity markets are highly volatile, and the value of your investment may rise or fall substantially as a result of macroeconomic conditions, market sentiment, regulatory policy, company fundamentals, and other factors. Before making any investment decision, you should ensure you fully understand the characteristics of the underlying asset and carefully assess your own investment objectives, risk tolerance, financial situation, and investment experience. No benefit, market commentary, or market data provided on this platform constitutes a recommendation, offer, or investment advice in relation to the purchase or sale of any particular security.

9. Disclaimer

This material relates to a BIT platform promotion and constitutes marketing material for informational purposes only. It does not constitute a subscription, offer, solicitation, recommendation, investment advice, or any form of guarantee in respect of any security, financial product, or instrument. References to BTC, MSTR, or any other ticker are factual descriptions of the instrument in which the promotional reward is delivered, and do not represent any recommendation by, or view of, this platform as to that security's prospects. Underlying securities execution, clearing, and settlement services available on the BIT platform are provided or supported, as applicable, by BIT's partner broker-dealers holding the applicable financial licences. Investment carries risk; please make decisions with care. Investors should assess any transaction carefully in light of their own circumstances and should seek independent professional advice where necessary.

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